તમારી જરૂરિયાત મુજબ લોનની રકમ પસંદ કરો (₹10 હજારથી ₹50 લાખ સુધી)
તમે ₹50 લાખ સુધીની લોન માટે લાયક છો
તમે ₹50 લાખ સુધીની લોન માટે લાયક છો
सभी बैंकों की ब्याज दरों की तुलना – सबसे सस्ता लोन चुनें!
Top Personal Loan Offers in India 2025 – Interest Rates, Tenure, and Charges
Are you planning to apply for a personal loan in 2025? Here’s a detailed comparison of the best personal loan offers from leading banks in India. Check interest rates, loan amounts, tenure, and processing fees to make an informed decision.
1. ICICI Bank Personal Loan 2025
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Interest Rate: 10.50% – 19.00% per annum
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Loan Amount: ₹50,000 – ₹25 lakh
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Tenure: 1 – 6 years
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Processing Fee: Up to 2.50% of the loan amount + GST
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Key Benefit: Fast approval process and flexible repayment options
2. SBI Personal Loan 2025
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Interest Rate: 9.60% per annum
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Loan Amount: ₹25,000 – ₹20 lakh
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Tenure: 60 months (including 3 months moratorium)
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Processing Fee: Up to 1.50% of the loan amount + GST
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Key Benefit: Lower interest rates for salaried employees
3. HDFC Bank Personal Loan 2025
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Interest Rate: 10.25% – 17.00% per annum
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Loan Amount: ₹50,000 – ₹40 lakh
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Tenure: Up to 7 years
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Processing Fee: ₹2,499 – 2.50% of the loan amount + GST
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Key Benefit: High loan amount with competitive rates
4. Kotak Mahindra Bank Personal Loan 2025
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Interest Rate: 10.75% per annum
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Loan Amount: Up to ₹20 lakh
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Tenure: Up to 5 years
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Processing Fee: 0.99% – 2.25% of the loan amount + GST
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Key Benefit: Quick disbursement and minimal documentation
5. IDFC First Bank Personal Loan 2025
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Interest Rate: 10.49% – 30% per annum
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Loan Amount: Up to ₹40 lakh
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Tenure: Up to 5 years
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Processing Fee: 2.50% of the loan amount + GST
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Key Benefit: Higher loan amount with flexible tenure
6. HSBC Bank Personal Loan 2025
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Interest Rate: 9.50% – 15.25% per annum
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Loan Amount: No upper limit
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Tenure: Up to 5 years
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Processing Fee: 1% of the loan amount + GST
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Key Benefit: Ideal for high-value loans
7. IDBI Bank Personal Loan 2025
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Interest Rate: Floating: 8.15% p.a. onwards / Fixed: 9.50% p.a. onwards
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Loan Amount: Up to ₹5 lakh
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Tenure: 12 – 60 months
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Processing Fee: 1% of the loan amount + GST
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Key Benefit: Low interest rates with flexible tenure
8. RBL Bank Personal Loan 2025
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Interest Rate: Starts from 14% p.a.
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Loan Amount: ₹1 lakh – ₹20 lakh
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Tenure: 12 – 60 months
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Processing Fee: Up to 3.5% of the loan amount + GST
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Key Benefit: Flexible repayment plans
9. Bandhan Bank Personal Loan 2025
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Interest Rate: 15.90% – 20.75% per annum
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Loan Amount: Up to ₹5 lakh
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Tenure: 36 months
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Processing Fee: 1% of the loan amount + GST
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Key Benefit: Ideal for small personal loans
10. IndusInd Bank Personal Loan 2025
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Interest Rate: 11% per annum
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Loan Amount: Up to ₹25 lakh
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Tenure: Up to 5 years
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Processing Fee: 1% – 3% of the loan amount + GST
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Key Benefit: Flexible EMI options
11. Yes Bank Personal Loan 2025
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Interest Rate: 10.7% per annum
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Loan Amount: Up to ₹50 lakh
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Tenure: Up to 5 years
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Processing Fee: ₹2,499 flat fee
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Key Benefit: Higher loan limit with attractive interest rates
12. PNB Personal Loan 2025
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Interest Rate: 8.90% – 14.45% per annum
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Loan Amount: Up to ₹20 lakh
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Tenure: Up to 72 months
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Processing Fee: Up to 1% of the loan amount
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Key Benefit: Low interest rates for salaried individuals
Key Takeaway: Best Banks for Personal Loan in 2025
| Bank | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| ICICI Bank | 10.50% – 19.00% | ₹50,000 – ₹25 lakh | 1 – 6 years | Up to 2.50% + GST |
| SBI | 9.60% | ₹25,000 – ₹20 lakh | 60 months | Up to 1.50% + GST |
| HDFC Bank | 10.25% – 17.00% | ₹50,000 – ₹40 lakh | Up to 7 years | ₹2,499 – 2.50% + GST |
| IDFC First Bank | 10.49% – 30% | Up to ₹40 lakh | Up to 5 years | 2.50% + GST |
| Yes Bank | 10.7% | Up to ₹50 lakh | Up to 5 years | ₹2,499 |
| PNB | 8.90% – 14.45% | Up to ₹20 lakh | Up to 72 months | Up to 1% + GST |