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What is a Personal Loan?
Personal loans are typically unsecured loans that don't require any collateral or security. They are granted with minimal documentation, making them one of the quickest and easiest loan options available.

These loans are designed to help borrowers meet immediate needs, whether for personal or financial reasons. They are generally small loans, borrowed for a range of essential purposes. Here are some common reasons people opt for personal loans:

  • Debt Consolidation: Pay off multiple debts with a single loan.
  • Home Improvement: Renovate or remodel your home.
  • Emergency Expenses: Cover medical bills, funeral charges, and other urgent expenses.
  • Vehicle Purchase: Buy a car or other transportation vehicles.
  • Furniture & Appliances: Purchase household furniture or appliances.
  • Event Expenses: Manage wedding, party, or other event-related costs.
  • Education: Fund further studies or educational programs for career advancement.
  • Vacation Planning: Save for a dream vacation or getaway.
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Effective Date

This policy is effective as of April 2025

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