अपनी आवश्यकता के अनुसार लोन राशि का चयन करें (₹10 हजार से ₹50 लाख तक)
You Are Eligible for a Loan of Up to ₹50 Lakh
आप 50 लाख तक के ऋण के लिए पात्र हैं
सभी बैंकों की ब्याज दरों की तुलना – सबसे सस्ता लोन चुनें!
Top Personal Loan Offers in India 2025 – Interest Rates, Tenure, and Charges
Are you planning to apply for a personal loan in 2025? Here’s a detailed comparison of the best personal loan offers from leading banks in India. Check interest rates, loan amounts, tenure, and processing fees to make an informed decision.
1. ICICI Bank Personal Loan 2025
Interest Rate: 10.50% – 19.00% per annum
Loan Amount: ₹50,000 – ₹25 lakh
Tenure: 1 – 6 years
Processing Fee: Up to 2.50% of the loan amount + GST
Key Benefit: Fast approval process and flexible repayment options
2. SBI Personal Loan 2025
Interest Rate: 9.60% per annum
Loan Amount: ₹25,000 – ₹20 lakh
Tenure: 60 months (including 3 months moratorium)
Processing Fee: Up to 1.50% of the loan amount + GST
Key Benefit: Lower interest rates for salaried employees
3. HDFC Bank Personal Loan 2025
Interest Rate: 10.25% – 17.00% per annum
Loan Amount: ₹50,000 – ₹40 lakh
Tenure: Up to 7 years
Processing Fee: ₹2,499 – 2.50% of the loan amount + GST
Key Benefit: High loan amount with competitive rates
4. Kotak Mahindra Bank Personal Loan 2025
Interest Rate: 10.75% per annum
Loan Amount: Up to ₹20 lakh
Tenure: Up to 5 years
Processing Fee: 0.99% – 2.25% of the loan amount + GST
Key Benefit: Quick disbursement and minimal documentation
5. IDFC First Bank Personal Loan 2025
Interest Rate: 10.49% – 30% per annum
Loan Amount: Up to ₹40 lakh
Tenure: Up to 5 years
Processing Fee: 2.50% of the loan amount + GST
Key Benefit: Higher loan amount with flexible tenure
6. HSBC Bank Personal Loan 2025
Interest Rate: 9.50% – 15.25% per annum
Loan Amount: No upper limit
Tenure: Up to 5 years
Processing Fee: 1% of the loan amount + GST
Key Benefit: Ideal for high-value loans
7. IDBI Bank Personal Loan 2025
Interest Rate: Floating: 8.15% p.a. onwards / Fixed: 9.50% p.a. onwards
Loan Amount: Up to ₹5 lakh
Tenure: 12 – 60 months
Processing Fee: 1% of the loan amount + GST
Key Benefit: Low interest rates with flexible tenure
8. RBL Bank Personal Loan 2025
Interest Rate: Starts from 14% p.a.
Loan Amount: ₹1 lakh – ₹20 lakh
Tenure: 12 – 60 months
Processing Fee: Up to 3.5% of the loan amount + GST
Key Benefit: Flexible repayment plans
9. Bandhan Bank Personal Loan 2025
Interest Rate: 15.90% – 20.75% per annum
Loan Amount: Up to ₹5 lakh
Tenure: 36 months
Processing Fee: 1% of the loan amount + GST
Key Benefit: Ideal for small personal loans
10. IndusInd Bank Personal Loan 2025
Interest Rate: 11% per annum
Loan Amount: Up to ₹25 lakh
Tenure: Up to 5 years
Processing Fee: 1% – 3% of the loan amount + GST
Key Benefit: Flexible EMI options
11. Yes Bank Personal Loan 2025
Interest Rate: 10.7% per annum
Loan Amount: Up to ₹50 lakh
Tenure: Up to 5 years
Processing Fee: ₹2,499 flat fee
Key Benefit: Higher loan limit with attractive interest rates
12. PNB Personal Loan 2025
Interest Rate: 8.90% – 14.45% per annum
Loan Amount: Up to ₹20 lakh
Tenure: Up to 72 months
Processing Fee: Up to 1% of the loan amount
Key Benefit: Low interest rates for salaried individuals
Key Takeaway: Best Banks for Personal Loan in 2025
| Bank | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| ICICI Bank | 10.50% – 19.00% | ₹50,000 – ₹25 lakh | 1 – 6 years | Up to 2.50% + GST |
| SBI | 9.60% | ₹25,000 – ₹20 lakh | 60 months | Up to 1.50% + GST |
| HDFC Bank | 10.25% – 17.00% | ₹50,000 – ₹40 lakh | Up to 7 years | ₹2,499 – 2.50% + GST |
| IDFC First Bank | 10.49% – 30% | Up to ₹40 lakh | Up to 5 years | 2.50% + GST |
| Yes Bank | 10.7% | Up to ₹50 lakh | Up to 5 years | ₹2,499 |
| PNB | 8.90% – 14.45% | Up to ₹20 lakh | Up to 72 months | Up to 1% + GST |
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